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Stressed Asset Resolution - Rebuilding Credit Ecosystem and Restoring Financial Trust

Acquiring NPAs. Enabling Recovery. Rebuilding Credit.
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₹3,263Cr

Total NPAs Acquired

2,63,528

Accounts Acquired

37,644

Resolved Accounts
Trusted by 100+ Lenders

Who We Are

Integro Finserv Pvt. Ltd. is a Non-Banking Finance Company (NBFC) licensed by the Reserve Bank of India (RBI), specializing in acquiring stressed retail loan portfolios from banks and AAA-rated NBFCs at discounted values and resolving them through a unique Legal-Tech-driven process. We also provide fresh loans to borrowers who have fully repaid their existing dues—helping them rejoin the formal banking system with restored credit scores and renewed financial dignity.
Over the past three years, Integro has been redefining retail NPA resolution in India’s over ₹4 trillion market, combining legal strategy, advanced analytics, and on-ground execution into one powerful ecosystem.
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PAN India Reach

400+ district legal network covering every corner of India

Strategic Partnerships

India Post, MilitaryToCorp, and Panchayats for grassroots connect

Superior Recovery

64% per account realisation vs 20-30% industry standard

Zero CAC Model

Zero customer acquisition cost for re-lending operations

How We Help

Integro revolutionizes debt resolution with a sustainable cycle that creates value for the entire financial ecosystem.
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Acquire Stressed Assets

We help banks and NBFCs reduce their NPA burden by acquiring their stressed asset pools, enabling them to unlock value and realize tangible benefits.

Recover Through Legal-Tech Precision

Our technology-driven legal framework accelerates the recovery process, reduces operational inefficiencies, and ensures every action is backed by accuracy and regulatory compliance.

Empower Borrowers with Fresh Lending

We offer fresh loans to our fully repaid customers, enabling them to rebuild their credit score and confidently re-enter the financial ecosystem.

Recent Achievements

May 2025: Received Startup India Tax Exemption (Sec 80-IAC) from DPIIT, acknowledging our innovation and contribution to the financial ecosystem.

May 2025: Received Startup India Tax Exemption (Sec 80-IAC) from DPIIT, acknowledging our innovation and contribution to the financial ecosystem.

01

Acquire

We purchase distressed retail loan portfolios from leading banks and NBFCs at a deep discount after extensive data-driven due diligence.
02

Resolve

We leverage a proprietary Legaltech process that integrates litigation, analytics and operations to achieve industry-leading recovery rates.
03

Lend

We close the credit loop by offering fresh loans to rehabilitated borrowers—helping them rebuild credit access and re-enter formal banking with improved credit scores.

Technology Advantage

Leveraging advanced legal-tech and data-driven solutions to maximize recoveries, reduce turnaround time, and enhance customer experience

Legal Workflow Management System (LMS) with Predictive Analytics

Our proprietary LMS streamlines end-to-end recovery processes, prioritizes cases using data insights, and improves decision-making through predictive analytics.

Geo-Tagged Mobile App for Field Verification

A mobile-first solution that enables on-ground teams to conduct real-time borrower verification with geo-tagged evidence, reducing fraud and improving traceability.

Behavior-Driven Tele-Counseling Network

A 60+ member team of trained tele-counselors using behavior-based communication strategies to improve customer interactions and accelerate recoveries.

What Makes Us Different

We don't just recover debt; we rebuild credit access through a fair, legal, and humane process.
Our process is not driven by traditional debt collectors, but by a powerful combination of a 400+ district lawyer network and an AI-driven case management platform.
200 + Feet on Street trained employees, with real-time monitoring through the Mobile App to serve legal process and counsel borrowers
70+ in-house Tele-Counseling team with expertise in Legal process and collection

Through strategic partnerships with India Post and a 200+ strong field force, we can verify and connect with borrowers across the nation.

We are pioneers in closing the credit loop. Our mission extends beyond recovery to financial reintegration.

What Our Clients Say

Discover why clients trust Integro 
“Their personalized financial planning and state-of-the-art security features have transformed the way we approach our finances. A trusted ally for a secure and prosperous future.”
Emma Watson
Happy Customer
“Integro has been instrumental in helping me plan for my retirement. Their expert financial advisors provided personalized guidance, and I feel confident about my financial future.”
John D
Happy Customer
“What stood out with Integro was their ability to simplify complex financial decisions. They helped me prioritize what mattered most. And now I'm more confident about finance."
Chris
Happy Customer

Start your Journey with Integro

Transforming Stressed Loan Resolution & Financial Inclusion
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