Stressed Asset Resolution - Rebuilding Credit Ecosystem and Restoring Financial Trust
Acquiring NPAs. Enabling Recovery. Rebuilding Credit.
More About Us
₹3,263Cr
AUM
2,63,528
Accounts
37,644
Resolved
Trusted by 100+ Lenders
Who We Are
Integro Finserv Pvt. Ltd. is a Non-Banking Finance Company (NBFC) licensed by the Reserve Bank of India (RBI), specializing in acquiring stressed retail loan portfolios from banks and AAA-rated NBFCs at discounted values and resolving them through a unique Legal-Tech-driven process.
We also provide fresh loans to borrowers who have fully repaid their existing dues—helping them rejoin the formal banking system with restored credit scores and renewed financial dignity.
We also provide fresh loans to borrowers who have fully repaid their existing dues—helping them rejoin the formal banking system with restored credit scores and renewed financial dignity.
Over the past three years, Integro has been redefining retail NPA resolution in India’s over ₹4 trillion market, combining legal strategy, advanced analytics, and on-ground execution into one powerful ecosystem.
Unique 3-Step Model
Integro revolutionizes debt resolution with a sustainable cycle that creates value for the entire financial ecosystem.
01
Acquire
We purchase distressed retail loan portfolios from leading banks and NBFCs at a deep discount after extensive data-driven due diligence.
02
Resolve
We leverage a proprietary Legal-Tech process that integrates litigation, analytics, and field operations to achieve industry-leading recovery rates with full transparency and compliance.
03
Lend
We close the credit loop by offering fresh loans to rehabilitated borrowers—helping them rebuild credit access and re-enter formal banking with improved credit scores.
What Makes Us Different
We don't just recover debt; we rebuild credit access through a fair, legal, and humane process.

Legal-Tech Hybrid
Our process is not driven by traditional debt collectors, but by a powerful combination of a 400+ district lawyer network and an AI-driven case management platform.
Feet on Street
200 + Feet on Street trained employees, with real-time monitoring through the Mobile App to serve legal process and counsel borrowers
Tele Counseling
70+ in-house Tele-Counseling team with expertise in Legal process and collection
Unmatched Reach
Through strategic partnerships with India Post and a 200+ strong field force, we can verify and connect with borrowers across the nation.
Second-Chance Banking
We are pioneers in closing the credit loop. Our mission extends beyond recovery to financial reintegration.
Our Mission
To revolutionize retail stressed-loan resolution in India through a litigation-focused, technology-driven model that integrates advanced analytics, legal innovation, operational excellence, and personalized counseling—maximizing recoveries, rebuilding trust, ensuring fairness, and reintegrating customers into the formal financial ecosystem through innovative, fresh loans.
Our Vision
To be India’s most trusted and transformative leader in retail debt resolution—harnessing scalable legal networks, AI-powered analytics, and inclusive refinancing to revive distressed credit, restore borrowers’ financial dignity, and set new standards of efficiency, integrity, and social impact.
What Our Clients Say
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Transforming Stressed Loan Resolution & Financial Inclusion
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