About Us

Our Story, Vision & Values – Transforming Defaults into Opportunities for Financial Rebirth

Who We Are

Integro Finserv Pvt. Ltd. is a Non-Banking Financial Company (NBFC), registered with the Reserve Bank of India (RBI License No: N-13.02398), founded in 2019. We rebuild credit access while ensuring fair recovery. We are not a traditional debt collection agency; we are a purpose-driven organization transforming the way distressed debt is resolved in India.

• For Lenders: Legal enforcement is slow, fragmented, and geographically dispersed, with high operational costs and limited internal expertise.

• For Borrowers: A single default can lead to permanent financial scars. Even after repayment, individuals are often labeled "high-risk," locking them out of the formal credit system and pushing them towards predatory lenders.

Our Uniquely Defensible Model

Our business model is built on a foundation that is difficult to replicate, creating significant entry barriers for competitors.

Irreplicable Legal-Tech Stack

Our proprietary technology, integrated with AI and analytics, is deployed across a managed network of 400+ lawyers. This fusion of legal strategy and technology at scale is our core strength.

Strategic Alliances

We have built an ecosystem of powerful partners, including a pan-India law firm, India Post, and Military2Corp, which cannot be easily duplicated.

Central Government Recognition & Tax Exemption

Our innovative approach is recognized by the Government of India. Integro is a DPIIT-Recognized Startup with Tax Exemption

Leadership Team

Experience That Drives Execution
Our leadership team brings over 100+ years of combined expertise from the highest echelons of banking, law, and operations, providing strategic vision and execution power to tackle the complexities of retail NPA resolution.

Mr. C. R. Radhakrishnan

Chairman

40 years of banking experience in senior positions at Union Bank of India, Bank of Baroda and State Bank of India in Chief General Manager positions and has represented SBI in various Committees of RBI. Significant experience in Industrial and Retail Credit, Forex, Treasury, and Operations.

Former member to Advisory Board of ARCIL, Mentor and former Dean – Finance, SIES College of Management Studies, Independent Director, N R Agarwal Industries Ltd., Akara Capital Advisors P Ltd. He has also served as Domain Specialist, CARE Advisory Research & Training.

Postgraduate in Commerce, Certified Associate, Indian Institute of Bankers, CIA, Institute of Internal Auditors, Florida and Insolvency Professional registered with IBBI.

K.P. Sreejith

Founder & CEO

K.P. Sreejith is a distinguished legal strategist and serial entrepreneur with over three decades of experience at the intersection of law and business.

As the Founder and former Managing Partner of IndiaLaw LLP, he scaled a Mumbai-based law firm into a pan-India with over 200 professionals. His expertise lies in arbitration and civil & commercial litigation, where he is renowned for creating time-bound mechanisms that minimize procedural delays and ensure efficient dispute resolution. He pioneered innovative models for the execution of arbitral awards and court decrees, successfully managing thousands of high-stakes cases for India’s leading banks and Non-Banking Financial Companies (NBFCs).

He is the Co-founder and CEO of The Kannur Club, a premium lifestyle destination backed by 190 HNI investors. Further expanding his international footprint, he serves as a Partner at ABS Partners Legal Consultants LLC, a  UAE-based law firm.

Jaspal Ahluwalia

Executive Director

Former Senior Vice President– Special Situations Group, Retail at L&T Finance with 28+ years of specialized industry experience in Asset Finance & Resolving & Restructuring of Distressed Assets in Retail, SME and Corporate Portfolio’s.

Has Excellent Industry Network enabling Acquisition of Potential Stressed Portfolios from well-known NBFC’s & Banks for a good Scale up.

Handled various startups & strategic Business units from scratch to scale & creating teams & frameworks in SME & Asset Finance space especially Commercial Equipment’s, Mortgages & LAP, Auto, Farm Equipment’s etc.

In depth domain knowledge & wide Business Network in the Corporate Industry.

Has significant connects with the top investing community including named Investment Banks. Degree in Law & is a Postgraduate in Management from S.P. Jain Institute of Management & Research.

Deepthi Sreejith

Executive Director

Deepthi is co- promoter of Integro Finserv Pvt. Ltd. She did her graduation with Mathematics as specialization from the University of Kerala and The Entrepreneurial Edge course from London School of Business. She is an entrepreneur and Director of Scarlet Holidays Pvt Ltd and Flusso Solutions Pvt Ltd. She possesses significant experience in start up strategies, and resources management

Prem Nair

Chief Operating Officer

Mr Prem Nair is a veteran in Team Management with more than 3 decades of corporate experience in Senior positions. Mr. Nair possesses diverse sectoral expertise in multi fields such as marketing, business development, client relationship, team management, with exposure both in domestic and international geographies.

Mr. Nair is also a recognized professional in strategic management, negotiation, skilling, and inspirational leadership. Nair occupied Senior Executive positions at Eureka Forbes Ltd, Magic Holidays Ltd, Chemmannur International Holidays& Resorts Ltd. Mr. Nair also set up operations in Vietnam for Eureka Forbes International.

N.S. Venkatesh

Independent Director

Chief Executive of the Association of Mutual Funds in India, brings over three decades of banking experience, including 20+ years in Treasury and International Banking. He has expertise in Finance, Risk Management, IT, Audit, Taxation, and Accounting Standards. As Executive Director of IDBI for 19 years, he held key roles such as CFO and led the establishment of India’s first Stressed Asset Stabilization Fund and IDBI’s transformation into a Universal Bank. He was a member of RBI’s Technical Advisory Committee (2011–2016) and chaired FIMMDA, also serving on FEDAI’s Management Committee. Currently, he is on SEBI’s Mutual Funds and Corporate Bond Advisory Committees and Maharashtra’s Advisory Committees on Cash Management and Fintech. Mr. Venkatesh serves on the Boards of NSDL Payments Bank Ltd., Indel Money Pvt. Ltd., Clearcorp Dealing Systems, and IIFA Canada. A Chartered Accountant, he holds a Diploma in Management & Financial Services and is a Certified Associate of the Indian Institute of Bankers, Mumbai

Raji Vishwanath

Independent Director

30+ years of extensive expertise in corporate governance, legal compliance, and business transformation. At Centrum Capital, spearheaded strategic acquisitions, fund-raising initiatives and the operationalization of asset management and banking businesses. Tenure at L&T Financial Services was marked by pivotal roles in credit, risk, and operations management, along with building high-performing teams. From driving international projects to implementing cutting-edge compliance systems, Raji’s accomplishments exemplify visionary leadership and a relentless commitment to excellence.

Vijuy Ronjan

Director

Former Chief General Manger, State Bank of India. In his more than 35 years of banking experience, he handled assignments across functions including credit, risk management, international banking, trade finance, technology, strategies, etc., both in India and abroad. During his tenure at SBI, he implemented special schemes on Financial inclusion especially for the weaker section. Vijuy represented State Bank of India in various committees relating to Banking and finance. Vijuy is also independent director and Motivational Speaker. Vijuy did his Hons in Arts from the University of Patna. Vijuy has been trained in Risk Management by Euromoney, in leadership and strategy at ISB, XLRI, IIM, Bangalore, Indian Institute of Corporate Affairs and on Design Thinking at Harvard. Vijuy carries with him immense experience in finance sector with wide exposure in India and abroad.