Lending
Second-Chance Banking: Closing the Loop
For us, successful resolution is not the end of the journey; it's the beginning of a new one. We are committed to financial inclusion and believe in providing a second chance.
Borrowers who successfully repay their dues often remain locked out of the formal banking system due to their past credit history. Integro closes this loop by offering fresh loans to these rehabilitated individuals.
For us, successful resolution is not the end of the journey; it's the beginning of a new one. We are committed to financial inclusion and believe in providing a second chance.
Borrowers who successfully repay their dues often remain locked out of the formal banking system due to their past credit history. Integro closes this loop by offering fresh loans to these rehabilitated individuals.
Lending Model
Our Unique Lending offering helps customers rebuild their credit scores, restores their dignity, and brings them back into the formal financial ecosystem.
• Target Audience: 23,000+ verified customers who have fully repaid their loans are eligible.
• Loan Offering: Average loan size of ₹1 lakh per customer.
• Zero-Risk Acquisition:
Customer acquisition cost is zero.
Borrowers are physically verified, with geo-location mapping.
Their financial capabilities and willingness to repay have been proven through past actions.
Borrowers motivated by the fear of legal action
Our Tech Stack
Legal Management System (LMS)
Automates case flow and ensures real-time updates
Geo-tagged Mobile App
Facilitates ID verification, field visit tracking, and photographic evidence
AI/ML Segmentation
Classifies borrowers by litigation likelihood for targeted recovery strategies
Dashboards for Investor/Lender Reporting
Delivers transparent, real-time insights with structured dashboards